What Are the Fees/Charges for QR Code Payments?
Last updated Jun 3, 2025
Understanding the charges for QR Code payments is important for businesses that want transparent pricing and predictable transaction costs.
The Pay by QR feature in the Kayana Business App allows you to accept payments by generating a QR code that customers can scan to complete their transactions. It’s a fast, contactless, and convenient payment method.
The fee structure for QR code payments is as follows:
| Transaction Method | Charges |
|---|---|
| Authorisation Fee | £0.10 |
| International Commercial Card Fee | 2.7% |
| Local Credit Fee | 1.0% |
| Local Debit Fee | 2.0% |
| Other Card Fee / Amex | 3.25% |
Summary for Charges for QR Code
- A flat authorisation fee is charged for each transaction.
- International card payments come with higher processing charges.
- Local debit and credit card payments are charged at a lower rate.
- Amex and other special cards attract the highest percentage fees.
Using QR code payments offers a secure and accessible way to collect payments, especially in fast-paced or mobile environments.
Businesses can reduce reliance on physical card terminals, speed up checkout, and give customers a convenient way to pay using their own devices—all while maintaining clear visibility into the charges for QR Code transactions.
If you need further clarification on pricing or want help choosing the right payment setup, the Kayana team is always available to guide you.
Related: Discover how QR code menus are transforming restaurants — Read our complete guide to the rise of QR code menus.