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Kayana
Payments

Payment Processing

One processor for every way you get paid.

Take every payment.Settle the next day.Never miss a sale.

The challenge

Different processors for card, online and links mean tangled fees, scattered payouts and reconciliation headaches.

With Kayana

Kayana processes every channel under one transparent rate, with one payout and one place to reconcile.

See what's built in

Built to move the numbers that matter.

Feature 01

Every channel, one rate

In-store, online, links and handheld — all processed together.

  • In-store
  • Online
  • On the move
Feature 02

One payout

All channels settle to a single account on a predictable schedule.

  • Single payout
  • Daily settle
  • Clear fees
Feature 03

Reconciles automatically

Every transaction matches to its order across the ecosystem.

  • Auto-match
  • Live status
  • Exports
Included as standard

Everything's built in, from day one.

24/7 support

Round-the-clock human help, included as standard.

Free updates

New features ship automatically, at no extra cost.

Works offline

Keep selling even if the connection drops.

One dashboard

Run every channel and site from a single login.

Bank-grade security

PCI-DSS compliant and end-to-end encrypted.

Scales with you

From one location to many, no re-platforming.

Open integrations

Connect accounting, delivery and loyalty tools.

Transparent pricing

One clear rate — no hidden fees, ever.

How it works

Live in three steps.

01

Onboard once

One quick application covers every channel.

02

Take payments

Sell however you like — it all flows through Kayana.

03

Settle & report

One payout, one reconciliation, one clear view.

Ready for every sale, every time

Every channel, one rate

In-store

One payout

Single payout

Reconciles automatically

Auto-match

Software that fits what you do

PaymentApproved
Card · tap£49.09
Settlesnext day

Ready for any rush

One connected app runs orders, payments and the back office on the same device — so Payment Processing fits the way you already work, from the counter to the kitchen.

  • Take orders at the counter, at the table, on a kiosk or online
  • Process every payment and reconcile it automatically
  • Track stock, staff and sales from one live dashboard
Why Kayana

Why choose Kayana Payment Processing

Transparent pricingA clear rate with volume pricing as you grow.
Faster cash flowPredictable, fast settlements across channels.
PCI-compliantSecurity and compliance handled for you.
One reconciliationNo more matching payouts across providers.
Typical impact

Most operators see it pay for itself within weeks.

Lower fees and faster settlement typically cover the switch within the first quarter — and you stop losing sales to dropped connections.

Representative figures — real results depend on your setup, volume and how you trade.

Next day
Settlement

Predictable, faster cash flow

18%
Processing cost

One transparent rate, volume pricing

99.9%
Uptime

4G failover keeps you selling

Operators seeing results within weeks

All customer stories
−18% fees

Transparent pricing saved us thousands a year versus our old provider.

A quick-service operator
0 lost sales

4G failover meant we kept trading right through a broadband outage.

A grocery & retail operator
Tech specs

The detail, on the record.

Payment Processing — connectivity, compatibility, security and what's in the box.

CategoryPayments
Best forHospitality & retail, any size
Setup timeLive within 4–6 weeks
PricingTransparent — buy or subscribe
Runs onWeb, iOS & Android

Kayana's payment processing covers every channel — in-store, online, by link and on the move — with transparent rates and everything settled to one account.

What's included in Kayana's payment processing

It's the layer behind every other payment product — card terminal, tap to pay and pay by link all run on the same processing, so a sale looks the same in reporting no matter which channel it came through.

Supported payment methods and processors

Supported methods include contactless cards, chip and PIN, and major digital wallets, processed through partners including Stripe, Mollie, Nevei and Ryft. Working with more than one processor means a business isn't stuck with one provider's rates if a better one becomes available.

Pricing and settlement

Rates are transparent and quoted upfront, with no surprise fees buried in a statement. Settlement lands in one account regardless of which channel a payment came through, so reconciling the day's takings doesn't mean checking five separate places.

Integration with EPOS, MPOS and online ordering

Payment processing connects directly to your EPOS system and MPOS devices, so a card payment at the till, on a handheld or through a link all reports into the same dashboard as cash.

FAQ

Questions, answered

Everything you need to know about Payment Processing. Can't find your answer?

Yes — settlements pay out to your existing business account.

One transparent rate, with better pricing as volume grows.

Yes, fully PCI-DSS compliant across every channel.

One quick application covers every channel, and most operators are set up and processing without a drawn-out switch.

In-store, online, payment links and handheld — every way you get paid, processed under one rate and one payout.

Settlement is predictable and fast, typically the next working day across every channel.

Yes — our team helps you move across; book a demo and we'll talk through what your setup needs.

Both are managed within your Kayana dashboard, with every transaction matched to its order for a clean audit trail.

Explore more of the platform

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