Take every payment.Settle the next day.Never miss a sale.
Cross-border customers see prices in a foreign currency, get hit with surprise FX fees, and you're left reconciling messy conversions across banks and processors.
Kayana prices and bills each customer in their local currency, takes the payment cleanly, and settles to your account with transparent, locked-in rates — so international sales feel as simple as local ones.
Built to move the numbers that matter.
Price in their currency
Show quotes, invoices and checkouts in the customer's local currency, with rates you control per market.
- Local pricing
- Locked FX rate
- No surprise fees
Bill and collect anywhere
Send payment links or invoices in 130+ currencies and take card, wallet and bank payments.
- Multi-currency links
- Cards & wallets
- Recurring billing
Settle the way you want
Hold balances in multiple currencies or convert to your base currency on a schedule you set.
- Multi-currency wallet
- Scheduled convert
- One reconciliation
Everything's built in, from day one.
24/7 support
Round-the-clock human help, included as standard.
Free updates
New features ship automatically, at no extra cost.
Works offline
Keep selling even if the connection drops.
One dashboard
Run every channel and site from a single login.
Bank-grade security
PCI-DSS compliant and end-to-end encrypted.
Scales with you
From one location to many, no re-platforming.
Open integrations
Connect accounting, delivery and loyalty tools.
Transparent pricing
One clear rate — no hidden fees, ever.
Live in three steps.
Set your markets
Choose the currencies you sell in and the rate rules for each.
Quote & bill
Send quotes, links and invoices in the customer's currency.
Get paid & settle
Collect locally, then hold or convert to your base currency.
Ready for every sale, every time
Price in their currency
Local pricing
Bill and collect anywhere
Multi-currency links
Settle the way you want
Multi-currency wallet
Software that fits what you do
Ready for any rush
One connected app runs orders, payments and the back office on the same device — so Multi-Currency Payments fits the way you already work, from the counter to the kitchen.
- ✓Take orders at the counter, at the table, on a kiosk or online
- ✓Process every payment and reconcile it automatically
- ✓Track stock, staff and sales from one live dashboard
Why choose Kayana Multi-Currency Payments
Most operators see it pay for itself within weeks.
Lower fees and faster settlement typically cover the switch within the first quarter — and you stop losing sales to dropped connections.
Representative figures — real results depend on your setup, volume and how you trade.
Operators seeing results within weeks
All customer stories →The detail, on the record.
Multi-Currency Payments — connectivity, compatibility, security and what's in the box.
Multi-currency payments let a business quote, invoice and settle in the customer's own currency, while keeping one clear view of every payout back home.
How multi currency payments work
A customer sees prices and pays in their own currency at checkout, with conversion handled automatically at the point of sale, whether that's an EPOS system or an online order, rather than left to the customer's card issuer to work out.
Supported currencies and conversion rates
Coverage spans the major world currencies, with conversion rates refreshed regularly so a quoted price stays close to the market rate rather than a stale figure from days earlier. Kayana processes the conversion as part of the same payment processing already running the rest of a business's sales.
Settlement and reporting
Multi-currency payments still settle back to the home account and currency a business already banks with, and reporting breaks sales down by currency alongside the usual view by site, till or channel. Nothing about selling internationally means keeping a second set of books.
Questions, answered
Everything you need to know about Multi-Currency Payments. Can't find your answer?



