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Kayana
Payments

Pay by Link

Get paid without a terminal in sight.

Take every payment.Settle the next day.Never miss a sale.

The challenge

Deposits, invoices and phone orders stall when there's no easy way to take a remote payment.

With Kayana

Create a link in seconds and send it anywhere. The customer pays online and the money lands in the same account as everything else.

See what's built in

Built to move the numbers that matter.

Feature 01

Pay from anywhere

Customers click and pay securely on any device, no app needed.

  • Any device
  • Secure page
  • Instant
Feature 02

Deposits & invoices

Perfect for bookings, deposits, phone orders and remote sales.

  • Deposits
  • Invoices
  • Bookings
Feature 03

Send any channel

Share by SMS, email, WhatsApp or social DM.

  • SMS
  • Email
  • Social
Included as standard

Everything's built in, from day one.

24/7 support

Round-the-clock human help, included as standard.

Free updates

New features ship automatically, at no extra cost.

Works offline

Keep selling even if the connection drops.

One dashboard

Run every channel and site from a single login.

Bank-grade security

PCI-DSS compliant and end-to-end encrypted.

Scales with you

From one location to many, no re-platforming.

Open integrations

Connect accounting, delivery and loyalty tools.

Transparent pricing

One clear rate — no hidden fees, ever.

How it works

Live in three steps.

01

Create a link

Set the amount and reference in seconds.

02

Send it

Share by text, email or social.

03

Get paid

Funds settle to your Kayana account.

Ready for every sale, every time

Pay from anywhere

Any device

Deposits & invoices

Deposits

Send any channel

SMS

Software that fits what you do

PaymentApproved
Card · tap£49.09
Settlesnext day

Ready for any rush

One connected app runs orders, payments and the back office on the same device — so Payment Links fits the way you already work, from the counter to the kitchen.

  • Take orders at the counter, at the table, on a kiosk or online
  • Process every payment and reconcile it automatically
  • Track stock, staff and sales from one live dashboard
Why Kayana

Why choose Kayana Payment Links

No hardware requiredTake payment with nothing but a link.
Branded checkoutYour name and logo on the payment page.
Fully reconciledEvery link payment shows up in reporting.
Reusable or one-offSingle-use links or a permanent pay page.
Typical impact

Most operators see it pay for itself within weeks.

Lower fees and faster settlement typically cover the switch within the first quarter — and you stop losing sales to dropped connections.

Representative figures — real results depend on your setup, volume and how you trade.

Next day
Settlement

Predictable, faster cash flow

18%
Processing cost

One transparent rate, volume pricing

99.9%
Uptime

4G failover keeps you selling

Operators seeing results within weeks

All customer stories
−18% fees

Transparent pricing saved us thousands a year versus our old provider.

A quick-service operator
0 lost sales

4G failover meant we kept trading right through a broadband outage.

A grocery & retail operator
Tech specs

The detail, on the record.

Payment Links — connectivity, compatibility, security and what's in the box.

CategoryPayments
Best forHospitality & retail, any size
Setup timeLive within 4–6 weeks
PricingTransparent — buy or subscribe
Runs onWeb, iOS & Android

Pay by link lets you send a secure payment link by text, email or social media — the customer pays in a tap, from anywhere, without a card terminal in the room.

How pay by link works

Generate a link for any amount, send it through whichever channel suits the customer, and the payment lands in the same account as everything else once they pay. No card details are read out over the phone or typed into an email.

Use cases: phone orders, deposits, invoices

It covers phone orders where there's no terminal to hand, deposits taken ahead of a booking, and invoices for larger amounts a customer would rather settle from their phone than post a cheque for. Anywhere a business takes payment without the customer physically present, a link usually does the job.

Choosing a pay by link solution provider

Choosing a pay by link solution provider usually comes down to which processors it supports and how quickly funds settle. Kayana works with Stripe, Mollie, Nevei and Ryft as part of its payment processing, so a business isn't locked into a single processor's rates.

Security and PCI compliance

Every link is PCI-compliant, meaning card data is handled to the same security standard as an in-person card terminal transaction, not a lower bar just because the customer isn't standing at a counter.

FAQ

Questions, answered

Everything you need to know about Payment Links. Can't find your answer?

Yes — create one-off links or a permanent reusable pay page.

Yes, it carries your name and logo for trust.

Into the same Kayana account as your other payments.

No — a payment link is all you need, so you can take payment with nothing but a phone or computer.

In seconds — set the amount and a reference, then share it by text, email or social.

Yes, customers pay on a secure, PCI-DSS compliant page, and you can set links to expire after use.

Yes — every link payment shows up in reporting and settles to the same account as your other sales.

Yes, refunds can be issued back to the customer's card from your Kayana dashboard.

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