Payment on any phone.No hardware to buy.Money in faster.
Carrying a separate reader is one more thing to charge, lose and pay for — especially for mobile and pop-up trade.
Tap to Pay turns the device in your hand into a contactless terminal, so you can take payment the moment a customer's ready.
Built to move the numbers that matter.
No extra reader
Accept contactless on a supported phone or Kayana device.
- Phone or device
- No reader
- Start free
Wallets welcome
Apple Pay, Google Pay and contactless cards, all supported.
- Apple Pay
- Google Pay
- All cards
Go anywhere
Floor, kerbside, market or event — payment travels with you.
- Mobile
- Pop-up
- Delivery
Everything's built in, from day one.
24/7 support
Round-the-clock human help, included as standard.
Free updates
New features ship automatically, at no extra cost.
Works offline
Keep selling even if the connection drops.
One dashboard
Run every channel and site from a single login.
Bank-grade security
PCI-DSS compliant and end-to-end encrypted.
Scales with you
From one location to many, no re-platforming.
Open integrations
Connect accounting, delivery and loyalty tools.
Transparent pricing
One clear rate — no hidden fees, ever.
Live in three steps.
Enable it
Switch on Tap to Pay in your Kayana app.
Hold to pay
Customer taps their card or phone to your device.
Done
Receipt sent and the sale lands in reporting.
Ready for every sale, every time
No extra reader
Phone or device
Wallets welcome
Apple Pay
Go anywhere
Mobile
Software that fits what you do
Ready for any rush
One connected app runs orders, payments and the back office on the same device — so Tap to Pay fits the way you already work, from the counter to the kitchen.
- ✓Take orders at the counter, at the table, on a kiosk or online
- ✓Process every payment and reconcile it automatically
- ✓Track stock, staff and sales from one live dashboard
Why choose Kayana Tap to Pay
Most operators see it pay for itself within weeks.
Lower fees and faster settlement typically cover the switch within the first quarter — and you stop losing sales to dropped connections.
Representative figures — real results depend on your setup, volume and how you trade.
Operators seeing results within weeks
All customer stories →The detail, on the record.
Tap to Pay — connectivity, compatibility, security and what's in the box.
Tap to pay turns a phone into a card reader — accept contactless payments directly on your phone or a Kayana device, with no separate reader and nothing extra to buy to get started.
How tap to pay works on iPhone
On iPhone, Tap to Pay uses Apple's built-in NFC chip, so a customer taps their card or phone against the back of the iPhone and the payment completes in seconds, with no case or dongle attached.
How tap to pay works on Android
On Android, the same idea runs on Google's version of the technology, working on supported handsets — tap a card or phone, payment confirms, receipt sent. The underlying tech differs from Apple's, but the result for the customer looks identical either way.
Is paying by phone secure?
It's secure by design: card details never touch the merchant's device, every transaction is encrypted, and it meets the same standards as a SoftPOS app or a dedicated card terminal. There's no card data stored on the phone itself.
Tap to pay vs traditional card terminals
Compared with a traditional card terminal, this needs no extra hardware and costs nothing extra to start, though a dedicated terminal still suits very high-volume counters better. Most businesses run both — a terminal on the counter, tap to pay on the move, reporting into the same EPOS system.
Questions, answered
Everything you need to know about Tap to Pay. Can't find your answer?