What Are the Fees/Charges for Pay by Link?
Last updated Jun 3, 2025
Wondering about the Charges for Pay by Link? The Pay by Link feature on the Kayana Business App allows you to request payments from customers remotely by sending them a secure payment link. This method is flexible and convenient, especially for businesses that don’t operate face-to-face.
Below is a breakdown of the applicable fees and charges for using Pay by Link:
| Transaction Method | Charges |
|---|---|
| Application Fee | 0.2% |
| Authorisation Fee | £11.01 |
| International Commercial Card Fee | 6.0% |
| Local Credit Fee | 1.0% |
| Local Debit Fee | 1.0% |
| Other Card Fee / Amex | 3.0% |
Summary for Charges for Pay by Link
- The Application Fee is a small percentage of the transaction amount.
- The Authorisation Fee is a fixed cost per transaction.
- Higher rates apply for international or commercial cards, while local debit and credit cards incur lower charges.
- American Express and other special cards may be subject to additional fees.
These charges help support secure processing and seamless remote payment collection.